Emerson AppraisalsThe FHA maintains of approved appraisers for each state - Emerson Appraisals is on the roster of approved appraisers for AR. If you have an FHA-secured loan, be sure to get with Emerson Appraisals, as we are approved and certified to produce FHA appraisal reports. A certain amount of the periodic training our staff at Emerson Appraisals undergoes deals exclusively with comprehending the FHA's documentation and their rules and procedures. Be sure to contact Emerson Appraisals if you need an appraisal done for an FHA-secured loan. If your financial transaction is FHA certified, that means that the loan has been guaranteed by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lenders with security through mortgage insurance in case the borrower defaults on his or her loan obligations. Accessible to all homebuyers, FHA loan programs are designed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration offers are exceedingly useful to consumers with less starting capital. |