Appraisal services for Prairie Grove and Washington County homeowners

See the top 7 reasons why AR homeowners call on Emerson Appraisals:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a AR property tax assessment
Remove PMI to cut your mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Own a home in or near Prairie Grove, AR and need help deciding the value of it?
Contact Emerson Appraisals.

At Emerson Appraisals, we understand the unique needs of a customer seeking appraisal services. Our regular business clients are used to the appraisal process and the usual reporting formats. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping clients just like you rid themselves of unwanted PMI insurance.

Challenging Washington county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is going down. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal report from Emerson Appraisals is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be troublesome from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Emerson Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.